Say Hello to Wisrod

Wisrod is nice and flexible for when life is anything but. It gives you the choice to pay now or later – it’s totally up to you. And you can avoid interest on every purchase.

Here’s a quick guide to our payment options, so you can find out more and decide which suits you best.

Pay now

You can pay in full today using a credit/debit card, paynow, pay cash on collection or pay cash on delivery.

Pay via Layby

Spread the cost over unlimited period you choose!

With Pay in Layby you can pay at your own pace, this lets you split the cost of anything to your preferred period.

Plus you pay no interest. However, you will only collect your item when you fully pay for it.

Buy Now Pay Later

You could choose to delay your full payment for up to a year.

Subject to eligibility.

What is Buy Now Pay Later? (BNPL)

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend and the items you are purchasing. The delayed payment period starts from the date you receive or collected your item.

The delayed payment period and qualifying minimum order value is subject to offer and your account status and may be different from client to client. If you are eligible for BNPL your offer details will be confirmed in checkout after your application has been verified.

How to use Buy Now Pay Later

  1. Add the product(s) to your basket
    Select your preferences and click Add to Basket on the product page.
  1. Sign in or apply
    Sign in to your account. If you don’t already have one then you will need to apply.
  1. Select Buy Now Pay Later
    Subject to eligibility, at checkout, choose the Buy Now Pay Later delayed payment period and read about how it works.
  1. Add to account
    If Buy Now Pay Later is right for you, click ok and add your purchase(s) to your account.

How is the interest calculated?
Interest is calculated from date of delivery and it is charged on flat basis or reducing balance method per month subject to approval.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply visit Wisrod nearest branch and make your payment. Alternatively, you can call us.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and monthly insurance on products where possible cannot be placed on BNPL.

Join Wisrod today. Checking your eligibility is quick and easy.

It only takes few minutes, and it won’t harm your credit score.

Wisrod Fact Check

Our prices are actually competitive and we are always price checking against other retailers in the market place

No, you can shop with or without having a Wisrod account. However, Wisrod allows you to spread the cost and pay later. It’s always up to you!

No, not at all. You can pay with a credit, debit card, paynow, pay cash on collection or pay cash on delivery whenever you like and spread the cost whenever you want too. It’s really that flexible

No, at Wisrod you’ll get a fixed payment due date which happens to be the same date each month or weekly basis so it’s really easy to remember and budget too!

You can ALWAYS avoid paying interest, it’s designed to help you do just that. You can pay in full on delivery or collection, pay in full using paynow, debit card, pay in laybye.